Workers’ compensation benefits allow you to obtain payment for medical treatment, travel expenses, and/or lost wages when you have suffered an injury on the job or while performing work-related functions. In general, filing a workers’ compensation claim is a straightforward process and can typically be completed without the assistance of an attorney. However, if your injury was severe, your case complex, or your claim was disputed by your employer or the workers' compensation insurance company, hiring a lawyer could make a substantial difference in your case.
Below are a few situations in which an attorney can help:
Appealing a Denial Decision
To protect its financial interests, an insurance company will often try to pay out as little as possible or nothing at all for a workers' compensation claim. Many workers may not know that an insurance company’s denial is not the final decision. Under Tennessee’s workers’ compensation laws, you have the right to file an appeal to challenge the insurance company’s determination. A workers’ compensation attorney can help gather information and evidence to appeal the denial of your claim and help get the benefits you are entitled to.
Getting the Necessary Settlement
Insurance companies will often try to keep payout amounts as low as possible and will try to get you to agree to a small settlement offer. You may think the offer is fair, but if you’re not certain, it’s best to have a lawyer on your side. They know the law, have experience handling similar cases, and can help you understand the various factors that need to be considered when assessing your injuries, such as the severity, the extent of treatment needed, and the amount of time it will take to recover and return to work.
Disputing a Low Permanent Disability Rating
If your injuries are so severe that you are unable to return to work, your workers’ compensation benefit amount will be determined based on the rating of your disability. The insurance company’s medical examiner might provide a low rating to prevent them from having to pay out more money. In such a situation, a lawyer can review medical records and other information related to your circumstances and develop an effective strategy to dispute the low rating.
Although you can file a workers’ compensation claim on your own, when a dispute arises, it is helpful to hire an attorney to help you through the process. Appealing decisions or adverse actions can be complex and requires an in-depth understanding of the legal process.
Schedule a Free Consultation with Eldridge and Cravens, PC
If you are having trouble with a workers’ compensation claim, our attorneys are here to provide the legal help you need. We have the resources and skill to gather evidence and review documents to dispute an insurance company’s decision.
Speak with one of our attorneys today. Call us at (865) 544-2010 or contact us online.